By ATTY. CRISPIN CADAY LOZANO If you file a lawsuit about a car accident and you are claiming personal injury, it is very likely that the opposing party or the insurance company will take a deposition on you to answer questions about your claim. The following are some suggestions about how to answer and how to handle the deposition. 1. For every question you need to take time before answering it to be sure that you are not guessing or you remember the facts correctly. I...

By ATTY. CRISPIN CADAY LOZANO If you have a personal injury case, one of the process you will undergo is to respond to a deposition. A deposition is a question and answer session with the other side’s attorney. The other attorney will ask you questions. You will give answers. Your attorney will be there with you during the deposition. A court reporter will also be there, taking down everything that is said. The court reporter is also called a stenographer. Once you f...

WASHINGTON – U.S. Citizenship and Immigration Services today announced a final rule published in the Federal Register today adjusting the fees required for most immigration applications and petitions. The new fees will be effective Dec. 23. USCIS is almost entirely funded by the fees paid by applicants and petitioners for immigration benefits. The law requires USCIS to conduct fee reviews every two years to determine the funding levels necessary to administer the nation’s ...

ATTY. CRISPIN CADAY LOZANO Q. What is a deposition? A deposition is a question-and-answer session in which a witness gives testimony under oath in response to questions from an attorney. In a car accident case, the witness may be one of the drivers involved in the crash, a passenger, or an eyewitness to the accident. Depositions are a key part of the discovery phase in a car accident case. Typically, car accident deposition questions cover three subjects: your personal ...

By ATTY. CRISPIN CADAY LOZANO Q. What information should I get when involved in car accident? A. It is important to gather certain information while you’re still at the scene of the accident, including the name and contact information for the following: •the other driver •the other driver’s insurance company •any witnesses to the accident, and •any law enforcement officers that come to the scene. It is also a good idea to take photographs while you are still at the...

By BEN LOU Q: How can I protect my Social Security or Insurance number from Identity Theft? A: In most cases of identity theft, Social Security Numbers are the most targeted by the thieves who perpetrate this crime. A Social Security Number is needed to apply for new credit and other benefits. That is why this is the most important piece of information that thieves go after. It is also the same reason that companies who posses people’s Social Security Numbers go to extrem...

By Atty. Crispin Caday Lozano In some situations, such as rear-end collisions, the other driver will almost always be considered at fault. However, other types of accidents are not so clear. The best way to help your car insurance company determine fault is to present your claims adjuster with a thorough explanation of what happened. If you don’t feel you’re at fault, present a reasoned argument detailing why and provide supporting details. Any careless behavior that...

By Atty. Crispin Lozano I. Discussion The Provisional Waiver process where an applicant is applying for a green card waives the unlawful presence only. Other inadmissibility offenses are not waived. An individual accrues unlawful presence when he or she is “present in the United States after the expiration of the period of stay authorized by the Attorney General or is present in the United States without being admitted or paroled.” Generally, unlawful presence happens whe...

By: Atty. Crispin Caday Lozano Did you know that almost everything you own and use for personal or investment purposes is a capital asset? Capital assets include a home, household furnishings and stocks and bonds held in a personal account. When a capital asset is sold, the difference between the amount you paid for the asset and the amount you sold it for is a capital gain or capital loss. Here are ten facts from the IRS about gains and losses and how they can affect y...

By: Atty. Crispin Caday Lozano The Internal Revenue Service has some advice for taxpayers that may prevent them from being the victim of a tax scam: Don’t be fooled by scammers. Stay safe and be informed. Here are some of the most recent IRS-related scams to be on the lookout for: Telephone Scams. Aggressive and threatening phone calls by criminals impersonating IRS agents remain an ongoing threat. The IRS has seen a surge of these phone scams in recent years as scam ...